First month on us

Big-heartedlife cover,smaller price.

Meet Koda. In 60 seconds he'll show you how much you could save on life insurance — no calls, no jargon, no pressure.

60-second quote No medical exam* A tree planted per policy
Koda the koala mascot holding a eucalyptus branch

Avg. member saves

22%

vs. their old policy

Koda Policies
Secure your roots
Save more, worry less
Cover that feels like home
Koda Policies
Secure your roots
Save more, worry less
Cover that feels like home

0

Families protected

0%

Average savings

0

Quotes generated

4.9★

Member rating

How it works

Protection, planted in three simple steps.

01

Tell Koda a little about you

Age, the cover you want, how long you need it. Three taps, no awkward phone calls, no medical exam for most people.

02

See your price in 60 seconds

Our estimator crunches the numbers instantly and shows exactly how much you could save against a typical market policy.

03

Lock it in — first month on us

Happy with your number? Reserve your rate and your first month is free — keep the peace of mind.

Sunlight through a lush forest canopy
Instant savings estimator

See if you can save

Move the sliders. Watch Koda find your number — free, no strings.

32
$250,000
No

Your estimate appears here

Adjust the sliders and hit calculate to see how much Koda can save you.

Why sign up with Koda

Real rewards for doing the responsible thing.

Life cover shouldn't feel like a chore. We stacked the deck with reasons to start today — because protecting the people you love should feel good, not stressful.

First month free

Sign up today and your first month is completely on us. A little thank-you for choosing to protect your people.

Save up to 30%

Members switching to Koda save an average of 22% — and often far more — versus their previous cover.

60-second quote

No forms that never end. Answer three quick questions and your estimate appears instantly.

No pressure, ever

No pushy calls, no jargon. Just an honest number and a friendly koala who has your back.

We plant a tree

For every policy started, we plant a native tree. Grow your protection and a forest at the same time.

Rate locked in

Reserve today's price and it's yours to keep — no surprise hikes, no fine print.

Happy family enjoying time together outdoors in nature

12,480+

families protected

Loved by families

Peace of mind, planted by thousands.

“I put off life insurance for years because it felt overwhelming. Koda made it a two-minute thing — and I'm saving $38 a month.”

Marisol R. · New parent, Austin

“No pushy salesperson, no medical exam, no nonsense. Just a friendly koala and a genuinely great rate. Loved the free first month.”

Daniel K. · Small-business owner

“The savings estimator showed me exactly what I'd pay before I gave any details. That kind of honesty won me over instantly.”

Priya N. · Teacher, Denver

Good questions

Everything you're wondering

Your first month is on us

Ready to save & secure your roots?

Start with a free 60-second quote. No calls, no pressure — just an honest number and a koala who's got your back.

Koda the koala waving hello
Koda koala logoKoda Policies

Big-hearted life cover that helps you save and secure your roots. Protection that feels like home — with a friendly koala in your corner.

A tree planted for every policy started

Product

Company

© 2026 Koda Policies. All rights reserved.

*Illustrative estimates only. Koda Policies is a demonstration brand; figures shown are not a binding offer of insurance. No medical exam applies to most standard applications.